Reappraisal and Appraisals and Evaluations Policies (Buy Both and Save $100)
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Appraisals and Evaluations Policy Establishes guidelines to assist the bank in protecting its interest in real estate-related transactions. Includes appraiser and evaluator qualifications and selection, as well as the competency requirements. Reappraisal Policy Financial institutions are required to have a policy and process for determining when a reappraisal or reevaluation of collateral is needed. The purpose of this policy is to ensure that appropriate documentation of the value of real estate used to secure a loan has been obtained and placed in the credit file.