Commercial Risk Rating Model
	Quantity in Basket: None Code: 277 Price: $995.00
	Select Grade Scale: 7 Grade Scale 8 Grade Scale 9 Grade Scale
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Our Commercial Risk Rating Model analyzes all 5 C's of Credit (Capacity, Character, Collateral, Capital, and Conditions) for individual commercial loan transactions. Available for 7, 8 and 9 Risk Rating Scales Objective - Benchmarks criteria against industry averages by NAICS. Subjective - Provides flexibility to select certain criteria and assign a subjective rating, as well as to add comments to account for circumstances deemed important and appropriate regarding the credit. Cutting edge - Measures Conditions (industry risk) based on economic data obtained by Young & Associates, Inc. Easy to Understand - Color-coded for easy interpretation of results. Includes a weighted "Composite" risk rating to determine the loan's overall credit risk to the institution. User-friendly - Easy-to-use navigation features makes grading commercial loans simple. Support - Includes 1 year of technical support Annual Update - Optional annual update service to adjust industry benchmarks or changes in regulatory expectation. ($200 per year) Requires Microsoft® Excel 2003 or higher.