Consumer Risk Rating Model
	Quantity in Basket: None Code: 279 Price: $395.00
	Select Grade Scale: 7 Grade Scale 8 Grade Scale 9 Grade Scale
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Our Consumer Risk Rating Model analyzes all 3 C's of Credit (Capacity, Character, Collateral, Capital, and Conditions) for individual consumer loans. Available for 7,8 and 9 Risk Rating Scales. Objective - Benchmarks criteria against industry standards (e.g. credit scores, debt-to-income). Subjective - Provides flexibility to select certain criteria and assign a subjective rating, as well as to add comments to account for circumstances deemed important and appropriate regarding the credit. . Cutting Edge - Based on current mortgage industry standards. Easy to Understand - Color-coded for easy interpretation of results. Includes a weighted "Composite" risk rating to determine the loan's overall credit risk to the institution. Support - Includes 1 year of technical support. Annual Update - Optional annual update service to adjust industry benchmarks or changes in regulatory expectation. ($100 per year) Requires Microsoft® Excel 2003 or higher.